A health insurance portal has been launched by the Insurance Information Bureau (IIB). This portal which has been promoted by the Insurance Regulatory and Development Authority of India, has been called as the Registry of Hospitals in Network of Insurer (ROHINI).
- The information provided by the portal includes a list of all IRDAI registered hospitals and nursing homes with each one of them being provided a unique ID. Information about treatment facilities available for the insured has been incorporated. Another feature is that the portal has updated information about the current address, facilities and costs of these listed institutions. Information about the high risk diseases within geographical areas has been researched and provided in the portal. This information will be updated as and when required.
- The portal not only has health insurance information, but also provides a link between hospitals and insurance companies. As the connectivity between hospital records and insurance companies improves, the authenticity of claims is more easily established. This will be instrumental in improving the claim settlement procedures.
- The website https://rohini.iib.gov.in has a network of 35000 hospitals with more to be added. The insurance customer can conveniently find a list of hospitals connected with various health insurance plans and cost estimate of available treatment and facilities.
- The IIB will be able to oversee health claims, hospital records and updated information from the network and the insurers.They will also be able to analyze data for the insurers and the insured.
- The portal has relevant information that allows insurers to set the premium according to the geographical area.
After setting up of ROHINI, it is expected that there is a portal for third party administrators (TPA) of health insurance claims also. This will enable improved communication between all parties in the insurance contract , improve efficiency and and also more transparency in settlement of claims
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